Capital credit card
The popular Credit Cards among the various types of Credit Card issued by Capital One and the corresponding rewards program are as follows:
1.Capital One No Hassle Miles Ultra: The Capital Credit Card is ideal for professionals. This Card can be used for all expenses connected with work such as air travel and client dinners. A Cardholder can accumulate two miles per dollar spent on purchases. The miles remain for the entire duration of the account. The miles thus earned can be used for travel, cash back, purchase of goods and to donations to charitable institutions. Moreover, there is no restrictions on the rewards one is able to earn, choosing to fly with any airline, anytime, without any backout dates or seat restrictions. The Annual Percentage Rate (APR) is presently 13.81% having a variable purchase rate feature. The Annual Membership charged is $39. The Card does not charge any balance transfer fees. As regards pre-set spending limit there is nothing of the sort.
Additional benefits: Five options are open for redemption
of the miles. These are
(i) Travel: Miles can be redeemed in exchange
for flights on any airline
(ii) Cash: One can prefer to avail cash back
for the accumulated miles
(iii) Merchandise: The miles thus accumulated
can be redeemed for the most modern electronics and other branded merchandise.
(iv) The miles can also be donates to charitable institutions
(v) Card
holder holds the option for redemption of the miles for gift certificates.
2. Capital One No Hassles Miles Visa Signature
One ca earn 1.25 miles for every dollar spent on purchases without any limit on the number of miles one is able to earn, and one is able to fly any airline, anytime chosen by him without any blackout dates or seat restrictions. Therefore one is able to begin enjoying the rewards of the Capital Credit Card One No Hassle Miles Visa Signature.
The
essential features are
(i) One is able to earn 1.25 miles for each dollar
spent on purchases
(ii) There is absolutely no restrictions on the miles
one is able to earn. The earned miles stay for the entire duration of
the life of the account. The Annual Percentage Rate (APR) on this Card
is a presently 13.81% which is a Variable Purchase Rate. There is no Annual
Membership fee. The balance transfer is available at a variable rate which
is presently 13.81% without any fees for balance transfer. There is no
pre-determined spending restrictions.
The additional benefits offered
are
(i) Travel: (i) Miles can be redeemed for flights on any airline
(ii)
Cash: Cash can be received back for the miles earned.
(iii) Merchandise:
Miles can be redeemed in exchange for the most modern electronics and
other branded products being donated to charity. Miles can also be redeemed
for Gift Certificates also.
3. Capital One No Hassle Cash Rewards
This Capital Credit Card is just right for people with excellent Credit. It offers a 2% cash back on purchases made at gas stations and also at leading grocery stores and 1% cash back on every other purchases. The cash rewards continue for the entire duration of the life of the account without any restrictions on the cash rewards one is able to earn.
The
essential features of this Card are
(i) Availability to get 2% cash back
on purchases made at gas stations and leading grocery stores besides 1%
cash back on other purchases.
(ii) There is no limit on the cash rewards
one is able to earn
(iii) Cash rewards stay for the entire duration of
the life of the account.
(iv) The Annual Percentage Rate (APR) is presently
13.81%
(v) There is complete waiver of the Annual Membership Fee (AMF).
(vi) There is scope for variable rate that is presently 13.81% and there
is no balance fee.
(vii) The minimum Credit limit is $2,000 that can go
upto $20,000.
The various additional benefits are
(i) Provision for insurance
for physical damage, theft and loss on case of rental cars.
(ii) Availability
to get round-the-clock travel and emergency assistance
(iii) Extended
warranties on purchases made
(iv) Across the globe Automatic Travel Accident
Insurance of $100,000.
4. Capital One Platinum Max
It is the one Card which gives the Cardholder a great long-term rate on purchases made and balance transfers. The rates remain fixed for three long years and the company will not hike the rates for the simple reason because of later payment or exceed the credit limit. This Capital Credit Card is most ideally suited for people with a track record of excellent payment history and this will help them in availing a very good rate which they can rely upon.
The other features
are
(i) 8.9% APR made on purchases and balance transfer
(ii) The APR will
not go up for at least 3 years without any reason.
(iii) Rates will not
go up just due to late payment or overstep the limit.
(iv) The Annual
Percentage Rate charged on this Card is 8.9% with an excellent feature
being a zero Annual Membership Fee.
(v) The Balance Transfer rate is 8.9%
without any balance transfer fee.
(vi) The Credit limit is $20,000, the
minimum being $2,000.
The additional benefits of this Card are
(i) Provision
of Insurance in case of collision, damage on rental cars
(ii) Round the
Clock roadside assistance with lock-out service, towing and repair of
flat tyre.
(iii) Replacement of Card on an emergency basis of benefit
of Cash advance in case the Card is lost or stolen.
(iv) Provision of
$100,000 Worldwide Automatic Travel Accident Insurance.
5. Capital One Platinum Prestige:
This Card offers an excellent rate on purchases made and balance transfers. The Cardholders excellent credit status can offer to earn one a variable 6.81% Annual Percentage Rate with complete freedom of annual membership fees and no balance transfer fees alongwith the added benefits of Platinum Master Card. This Card is also great for people with excellent track of good credit history.
The other added features are
(i) There is absolutely
no liability for lost or stolen Cards
(ii) Provision of extended warranties
on whatever is bought
(iii) One can choose a personalised Card design
besides getting convenient online account servicing.
(iv) The Annual Percentage
Rate is presently 6.81% based on the variable purchase rate and there
is no Annual Membership fees either.
(v) Provision of balance transfer
is there with a variable rate that is at present 6.81% without any fees
charged for balance transfer.
(vi) The Credit limit is $20,000 with a
minimum being $2,000.
The added benefits are
(i) Insurance for accident,
damage and loss in case of rental cars
(ii) Round-the-Clock Roadside assistance
with lock-out servicing, towing and repair of flat tyres
(iii) Emergency
replacement of card or getting the benefit of card advance in case the
Card is lost or stolen.
(iv) Benefit of Worldwide Automatic Travel Accident
Insurance of $1,00,000.
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