Alabama bankruptcy lawyer
Filing bankruptcy is one of the most difficult tasks that can take the toll of you.There are a number of financial things and the future of your finance that needs to be considered and still if bankruptcy is the only option then going through the process can be even more difficult.Hence it is advised that you take the help of a bankruptcy lawyer who can help you out with the same. Let us see some of the reasons why you should hire a lawyer and how should you go about consulting the one that you hire.
Reasons for hiring a lawyer
The first reason that can be listed for hiring a bankruptcy lawyer is that the laws regarding bankruptcy are difficult for an average person to understand who does not have much knowledge about the finance and how the bankruptcy court works. Besides, with the recent changes now even filing bankruptcy has become difficult and there are a number of formalities that need to be completed before you can file a petition with the court.
The lawyer can handle all the minute details for you and prepare your income and budget details that need to be submitted before the court before you even file the petition. This is done to decide which chapter you would file bankruptcy under.In case you fail to submit the paperwork on time and in order the court can dismiss your case. But if a lawyer handles your case then he would be aware of the right time and order in which the papers need to be filed.
People often think that hiring a lawyer can be a very costly affair.However, even lawyers understand the financial stress that you are going through and you can easily find a lawyer whom you can easily afford. But this does not indicate that you should look for a lawyer with the aim of searching one who offers services for cheap. You should go in for the best lawyer who can do full justice with your case.
Consulting with a bankruptcy lawyer
The first meeting that you have with your bankruptcy lawyer is called as consultation.Most of the times lawyers provide this service free of cost.If you are prepared for the consultation then this can help you save both your time as well as the time of the lawyer and give the lawyer a clear picture about your situation. You should reach on the decision of hiring a lawyer after much consideration and knowing about the educational and other details of the lawyer.When you go to meet the lawyer you should go along with all your bills from your creditors, collectors and all your outstanding taxes and also the court summons that you would have got regarding the debts.
Also take along your credit reports so that the lawyer can be aware of the correct situation of your finances and the debts that you have to pay off.You should also have an idea of your monthly expenses and put the estimate on the paper. This estimate should include housing, utilities, transportation and grocery costs and any other important expenses that you have. You should ask the lawyer whether any documents are needed from your side and make sure that these are filled beforehand.Usually these documents include detailed reports of assets and debts. In case your lawyer suggests then you should fax these or have them delivered at the right time. you should also have proof of your paid bills and don't forget to take it along when you go to meet the lawyer. For this you can have bank statements showing cleared checks, cancelled checks, and confirmation numbers. If you have any accounts that were settled, then you should take the documentation of the settlement.
Alabama bankruptcy lawyer
There are a number of lawyers practicing bankruptcy law in Alabama. You can easily get recommendation from lawyers from other fields of law or from your friends or family members. However, to make things simpler for you below are listed some of the lawyers that are practicing in Alabama.
Gina H. McDonald Law:
They offer help for chapter 7 and 13 bankruptcy. You can contact them at 2080, Valleydale Road, Suite 10, Birmingham, AL 35244 ; Phone: (205) 982-3325.
Matt Dunaway and Elizabeth Johnson:
They are chapter 7 and 13 attorneys. They represent clients throughout Alabama.You can contact them at 15 Office Park Circle, Suite 206, PO Box 531168, Birmingham, AL 35223 ; Toll Free: (800) 840-2490, Phone: (205) 413-8008, Fax: (800) 820-3387.
Hetrick & Poole, LLP:
They offer services to Southern Alabama area including Mobile, Prichard, Saraland, Daphne. They specialize in chapter 7 and 13 bankruptcy laws. You can contact them at 917 Western America Circle, Mobile, AL 36609; Telephone: 866-733-6001
Grainger Legal Services, LLC:
They serve the central Alabama area including Birmingham, Prattville, Millbrook, Coosada, Wetumpka, Clanton, Alexander City, Greenville, Andalusia, Troy, Dothan, Eufaula, and Phoenix City. You can contact them at 4220 Carmichael Ct, N., Montgomery, AL 36106; Local: (334) 260-0500, Fax: (334) 260-5580.
Loris & Edge:
They have been practicing since 1993 and handle chapter 7 and 13 bankruptcy cases. You can contact them at 1358 Dauphin Street, Mobile, AL 36604 ; Telephone: (251) 432-3100. OR at 1721 Broad Street, Selma, AL 36701 ; Telephone: (334) 872-9280; Toll Free: (800) 576-3328.
Brent W. Davis & Associates:
Their services include personal bankruptcy, business bankruptcy, foreclosures, etc.You can contact them at Two North 20th Street, Suite 1150, Birmingham, AL 35203.OR at 2166 Highway 31 South, Pelham, AL 35124 ; phone: (205) 989-1919.Other Articles
